BERKSHIRE? MORTGAGE. DONE.
Berkshire Capital is committed to providing a mortgage experience that is personalized, simple and secure. Armed with a portfolio of different mortgage programs, we explain the benefits of each program and provide you with the information to decide which mortgage is right for you.

Traditional Home Purchase Loan Options

• Traditional loan for home purchasers looking to live in their home longer than 7 years

• Loan for home purchasers looking to live in their home greater than 10 years
• Loan for home purchasers looking to lock in a rate for an extended period of time
• Loan for home purchasers looking for a low monthly payment

• For home purchasers wanting a lower payment and interest rate
• For home purchasers expecting to move in 7 years or less

• Designed for people looking to purchase a home over $400,000

Berkshire Specialty Loan Options

• Designed for maximum payment flexibility

• Guarantees a quick 7 Business Day closing of your loan

• Designed for purchasers without fixed incomes (self-employed, commission-based, etc.)
• Provides payment flexibility and lower payments

• Perfect for people who plan to be in their home less than 10 years
• Lower payment and rates compared to a 30 year fixed loan

• Designed for purchasers who want to avoid Private Mortgage Insurance (PMI) without having to put 20% down.

• Low interest rates without documented income (great for self-employed and commission-based people)
• Flexible options including interest-only payment and cash out
• 40-year loan payment terms available

• Quick and easy approval
• Flexible loan for people with less than perfect credit
• No pre-payment penalties

• Great for home buyers who want to shop like a cash buyer